BANKRUPTCY PART 9—- To file jointly or as an individual

Posted by on Apr 13, 2018 in Questions and Answers | 0 comments


A spouse may feel like he or she is responsible for his or her spouse’s debts. This is not true.

A person is, of course, responsible for his or her own debts. In addition, that person may be responsible for his or her spouse’s debts under certain circumstances. If you and your spouse have co-signed a debt together, this may be a debt that the two of you share. For instance, if you have bought a car together, you may both have signed for the loan.

If you live in a community property state like California, you and your spouse are jointly responsible for debts either or both of you incurred during your marriage, even if you did not “co-sign” for them.

You must be legally married to file a joint bankruptcy petition. However, even if you are married, there may be circumstances where you choose not to file jointly.

If you need more info, please call Attorney Linda Fessler at 213-446-6766 for a free consultation.

Leave a Reply

Your email address will not be published. Required fields are marked *

This site uses Akismet to reduce spam. Learn how your comment data is processed.